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Mortgages

Expert Mortgage Advice for Every Step of Your Journey

Whether you’re buying your first home, moving up the ladder, remortgaging, or investing in property, our Derbyshire-based advisors are here to help you find the right mortgage with honest, jargon-free advice.

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What's Included in Our Mortgage Services

  • Whole Market Access

    We compare mortgage deals from across the market to find the best solution tailored to your needs and financial goals.

  • First-Time Buyers

    Expert guidance for those taking their first step onto the property ladder — from mortgage in principle to completion.

  • Moving Home Mortgages

    We’ll help you port your existing deal or find something better if you're moving house.

  • Remortgaging

    Time for a better rate or to release equity? We handle the process from start to finish to keep it smooth and stress-free.

  • Buy to Let

    Support for landlords and property investors with access to specialist and limited company mortgages.

Why Choose Peak Mortgages for Mortgage Advice?

  • Personalised Support

    We take time to understand your situation and goals.

  • Independent & Transparent

    We're not tied to any lender, so our advice is 100% in your interest.

  • Step-by-Step Guidance

    We support you from first conversation to completion day.

  • Stress-Free Process

    You focus on your future; we’ll handle the admin.

How Our Mortgage Advice Works

  • Book your free consultation
  • We explore your options with tailored recommendations
  • We help you apply and manage paperwork
  • We guide you through to completion
  • Ongoing support, even after your mortgage is secured

Common Pitfalls We Help You Avoid

  • Choosing the wrong lender or rate due to lack of comparison
  • Misunderstanding affordability or credit score requirements
  • Applying too soon or without a clear property goal
  • Missing out on Government incentives or relief schemes

What Our Clients Say

 

Book Your Free Mortgage Consultation

We don’t just help you get a mortgage — we help you get the right one. Book a free call today and discover how simple the mortgage process can be when you’ve got Peak Mortgages on your side.
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Frequently Asked Questions

We offer independent advice on first-time buyer mortgages, home mover mortgages, remortgages, and buy-to-let products. We tailor our recommendations based on your unique goals and financial situation.

We’ll help you compare all your options — including fixed, variable, tracker, and offset mortgages — to find the right product based on your income, goals, and preferences.

Yes, a mortgage in principle (MIP) helps you understand how much you can borrow and shows estate agents and sellers you’re a serious buyer.

You can, but early repayment charges may apply. We’ll assess whether switching now or waiting will benefit you most in the long run.

Remortgaging means switching to a new deal or lender, while porting allows you to move your existing mortgage to a new property. We can help you decide which is best.

Yes — we support both first-time and portfolio landlords, offering access to competitive buy-to-let and limited company mortgage products.

Absolutely. We specialise in helping self-employed individuals secure a mortgage by assessing income over one or more years and matching you with flexible lenders.

This depends on the type of mortgage and your circumstances. First-time buyers can often start with 5%, while buy-to-let usually requires 20–25%.

Yes. We manage the application process, submit documents, liaise with lenders and solicitors, and keep everything moving smoothly.

We offer a free initial consultation. Our fee structure is transparent and explained upfront, with no hidden charges.