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Buy to Let Mortgage Advisors

What Is A Buy To Let Mortgage?

Whether you’re looking to build a real estate portfolio, lease your former residence, or invest in your future, Peak Mortgages and Protection is your primary contact for buy-to-let mortgage solutions. A buy to let mortgage is designed for those who want to buy a property to rent out.

How Does A Buy To Let Mortgage Work?

If you’re a Buy to Let landlord, we understand that finding the right buy to let mortgage can be challenging. Some specialist deals are only available through a broker. Whether it’s your first buy to let property or if you’re looking to redevelop, refinance to raise capital, or expand your portfolio, we’re here to help.

A buy to let mortgage involves a lender assessing factors like your mortgage payment, potential rental income, and the mortgage rate. Borrowing depends on the property value and the amount you can borrow. You’ll need to be 18 and meet certain eligibility criteria. Whether you’re a first-time buyer or have an existing residential mortgage, understanding buy to let rates, mortgage interest, and end-of-term options is crucial. Rates are typically higher than residential mortgages, and mortgages are suitable for various investment strategies.

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority. 


we can help you with both

Are you looking for a personal or limited company Buy to Let Mortgage?

Buy to let mortgage advice

At Peak Mortgages and Protection, we specialise in assisting you with buy-to-let mortgages! Given the recent tax changes, opting for a limited company structure can often be more tax-efficient. However, we recommend consulting with your accountant for personalised advice based on your specific circumstances.

Buy to Let advice

There are a plethora of areas to consider which all vary dependent on your situation:

  • Stamp Duty Payable
  • Capital Gains
  • Early Redemption Charges
  • Mortgages options for limited companies
  • Interest rates

That’s why it’s important to seek Buy to Let advice. Don’t worry! You’ll be in safe hands with us every step of the way. Buy to Let is now specialist lending, and at Peak, we have authorised and regulated Buy to Let Mortgage advisers ready to help.

How can Peak Mortgages help with Buy to Let Mortgage Advice?

Are you:

  • A first-time landlord?
  • Interested in expanding your property portfolio?
  • Wanting to refurb your current home to be able to let it out?
  • An existing landlord whose Buy to Let mortgage is up for review?
  • Looking to remortgage for a better deal?
  • Interested in converting your current mortgage into a Buy to Let mortgage to rent out?
  • Looking to raise capital from your Buy to Let property?
  • Looking for a Buy to Let mortgage but worried your circumstances have changed? – for example, income, employment or marital status, since your last mortgage application
  • Concerned that your past financial history may have an impact on your Buy to Let application?

These important questions could have various outcomes. During our initial fee-free, no-obligation consultation, we will help you find a deal that’s right for you and your situation. We aim to help you get a Buy to Let mortgage and secure the best buy to let mortgage rates available.

Need Some Help? Contact Us

If you live in Belper, Duffield, Little Eaton, Ashbourne, West Hallam, Ilkeston, Heanor, Ripley, Langley Mill, Loscoe, Codnor, Riddings, Leabrooks, Somercotes, Alfreton, Pinxton, South Normanton, Tibshelf, Crich, Matlock, Matlock Bath, Cromford, Wirksworth, Hulland Ward, Ashbourne, Swadlincote, Burton, Lichfield, Buxton, Chapel-en-le-Frith, Chesterfield, and Derby, you know that you really do want us in your corner helping to grow or maintain your property portfolio. 

Contact us via phone, messenger, or email, and we will arrange an initial consultation either in person at our Office or through a video call anywhere in the UK. We are available to assist you whenever you require our services, ensuring a hassle-free experience, especially if you are considering a buy to let mortgage.

Get in touch with us today to book your appointment for buy to let mortgage advice. Book your initial fee-free, no-obligation consultation, and let’s get to work on finding you the right mortgage deal.

Our Process

  • Give us a call on where we can discuss some initial details
  • Complete a fact find with your adviser to work out what hoops we need to jump through
  • Let us go away and research the right options for you
  • Have a 2nd appointment when we present the solution that fits your circumstances and make sure you understand everything fully
  • Let us help guide the transaction through to completion