Our Mortgage and Protection advisors
Meet our 5-star mortgage advisor in derby!
Award-Winning Excellence, National Recognition and Finalist Honours
Peak Mortgages and Protection advisors have now won 3 Awards for being the “Derbyshire Mortgage Advisors of the Year” as well as a commendation for our customer service.
Peak Mortgages and Protection have also been finalists for 17 National Awards for being great when it comes to advising and helping people with mortgages and protection.
By the way, in plain English by protection, we really mean life, critical illness and income protection insurance.
That’s what you get from us. A real focus on delivering a service for all of our clients as we help them with buying their home, keeping their home, and protecting their families.
Peak Mortgages and Protection advisors are based in and around Derbyshire. That means you can pop into “Peak Towers” just outside Belper where there is complimentary beer, wine, and the more usual hot drinks. If you’re lucky you may even get to play with one of the many office dogs.
You can also speak to a local adviser over video too who knows your market and some of Peak Mortgages and Protection advisers do also offer home visits.
We look forward to speaking to you soon.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Conveyancing is not regulated by the Financial Conduct Authority.
Our Mortgage Advisory Services
Peak Mortgages and Protection offers a diverse range of mortgage advisory services in Derby, tailored to meet the specific needs of our clients. Our services include:
First-Time Homebuyer Mortgages
We specialise in offering tailored mortgage solutions for first-time buyers, including fixed-rate, variable-rate, and government-backed loans. Our expert advisors provide personalised guidance to empower first-time buyers to make informed decisions and secure the best financing options.
For existing homeowners looking to secure better interest rates or access equity, we guide them through the refinancing process and provide suitable options. Our streamlined pre-approval process ensures a smooth and efficient experience for those seeking to refinance their existing mortgages.
We assist clients in purchasing properties for rental purposes or refinancing existing buy-to-let mortgages. Our expert advisors help clients find the best financing options tailored to their specific buy-to-let mortgage needs.
Moving Home Mortgages
We provide tailored mortgage solutions for clients looking to move home, ensuring a seamless transition and access to the best financing options available in the market.
In addition to mortgage services, we offer protection advice to safeguard our clients’ financial future and families. Our protection services include life, critical illness, and income protection insurance, ensuring comprehensive coverage for our clients.
Other Specific Mortgage Needs
We cater to various other mortgage requirements, such as self-employed mortgages, bad credit mortgages, and shared ownership mortgages. Our personalised approach ensures that each client receives expert guidance tailored to their specific mortgage needs.
WE’RE HERE TO ADVISE YOU ABOUT MONEY
Mortgage & Protection advisors
Your Derbyshire Mortgage Experts: Belper and Beyond
Based in our convenient Belper office, or perhaps virtually visiting you in the comfort of your own home in Derbyshire, with Peak you will have access to our exclusive range of lenders and insurers providing mortgages and mortgage protection advice that can’t be found on the high street. And you’ll get advice that you can understand and trust – no-nonsense, straight-talking, and jargon-free. Just like us.
Local Insights, Personalised Solutions: Derbyshire’s Own Advisors
From the first time you contact us, you will have your own personal mortgage and protection advisor who will work with you to recommend the most appropriate solution for you and manage everything all the way to completion. Our mortgage advisors are all highly experienced and have in-depth knowledge of the local area, including the surrounding areas in Derbyshire. We’re always on hand to provide support and advice.
Our Strong Lender and Insurer Relationships in Derby
We understand that life changes and we are here to help you every step of the way. We have an outstanding relationship with our lenders and insurers including specialist providers and high street names to provide you with the right solutions as promptly and most importantly, conveniently as possible. We’re proud of our fantastic local reputation in Belper, Derbyshire for being the number 1 mortgage and mortgage protection advisors around.
Get in touch today for your fee-free, initial, no-obligation consultation
We help you find a deal that’s right for you and your situation.
Our Fee Statement
Frequently asked question
Have A Question?
They act as the middleman between the lender (banks and building societies) and the borrower (you). We act in the interests of the borrower and not the lender while offering the widest possible consumer protection. In the past, you might have been able to speak to your bank manager about getting a mortgage, but this is less common nowadays. Additionally, unlike banks, our mortgage protection advisors provide advice from products across more than one lender, offering a much wider choice. As qualified mortgage specialists, it’s our responsibility to search an extensive panel of lenders to find you the right product for your circumstances. Choosing to take on a mortgage is one of life’s big decisions and we are the authoritative experts on the subject; let our advisers in Derbyshire help you to make the right choice.
No. While comparison sites may be useful for conducting some initial self-research, they aren’t nearly as sophisticated as the specialist mortgage search tools designed and used by our advisors. As leading mortgage advisors here in Derbyshire we have access to exclusive deals that are not generally available to the public directly. Unlike arranging your car insurance, finding the right mortgage deal requires thorough expertise and detailed knowledge of the financial markets and of each lender’s specific underwriting criteria. Small differences in rates can result in huge differences in repayments, so there are substantial consequences if you get even a small detail wrong. Above all else is the personal service that our mortgage advice offers. There is a lot of complex paperwork involved in the mortgage process that we will expertly complete for you. This is something that cannot be done via a comparison site.
Yes. Before showing you the products available, our mortgage advisors will take time to understand your individual circumstances. This helps us to find a deal that works for you and your family. We’ll assess what you can realistically afford and offer advice accordingly. If we aren’t confident that you could comfortably afford repayments for the duration of the mortgage, we won’t recommend that product. In order to give tailored, comprehensive advice on mortgage products directly suited to your individual circumstances, we will look to understand your situation and needs. With this information, the challenge of choosing the right mortgage becomes a little bit easier. We’ll start the process with an extensive conversation with you to establish what you are borrowing for, what your budget is, and any individual circumstances that may affect your ability to borrow. Keep in mind that the more information we have, the more we can personalise the deal for you!
Involving a mortgage advisor early on in the application process maximises our opportunities to help you, and allows you to reduce the risk of frustration, disappointment, and rejection while searching for a mortgage. In short, the earlier you contact one, the better! Because our advisors help you to understand what you can afford, the information we give will ultimately dictate the price range of properties you can look to buy. If you’ve already got your heart set on a new home before speaking to an advisor, there is every possibility that you may have overestimated what you can afford, rendering your choices unsuitable. This can be deeply demoralising and frustrating, not to mention a waste of your time. It’s not just your price range that we advise on. We’ll also offer a more comprehensive understanding of the other costs involved in the application process: things like mortgage account fees, arrangement fees, booking fees, legal fees, local authority fees, and more. Speaking to an advisor early in the process is recommended. Contact us today or at your next earliest convenience to speak to one of our mortgage advisors. With our head office in Belper, we are specialist mortgage advisers covering all areas in Derbyshire.
We offer our services in a range of areas, including the following:
WHY PEAK ARE THE GO TO GUYS TO TALK TO
Meet our team
With an impressive journey of over 30 years in the financial realm, Bev is a true veteran who absolutely adores what she does. At the heart of her work lies an unwavering commitment to our clients, treating each one like an extended family member.
Here at Peak, Bev seamlessly collaborates with our brokers, managing all the ins and outs of our clients’ mortgage and protection applications. She takes immense delight in fast-tracking mortgage offers through her interactions with lenders, and she’s the go-to person for liaising with solicitors and agents, ensuring our clients are in the loop until the very end.
Bev’s mission is to ensure that our clients experience a journey free of stress and complexities. Whenever they need a helping hand, she’s right there, ready to assist.
In her spare time, she loves spending time with family and catching up with friends over coffee and not forgetting getting out and about with her two best girls, Sasha and Ruby, her two cockapoos!
Zuzia joined Peak in 2021, just after graduating from her Masters in Marketing Management. She has a background in photography, and has combined two of her passions as our social media manager. She loves anything social media related and is always looking to learn more about what makes it tick. When she’s not working, or hanging out with her sphynx cat, Zara, you’ll find her at the gym, or trying to meet her macros for the day. Her favourite wind down activities are gaming and reading.
I think this sums me up…. What sort of pic are you wanting?
Rachel has been with Peak since August 2020, working as an administrator with a Compliance background. Based remotely in Colchester, Rachel works part-time, whilst spending the rest of her time with her young family.
When not working and child free, she spends most of her time seeing shows in London or holidaying, both of which are accompanied by cocktails.
Joined the Peak family in 2022 with over 3 years of mortgage and protection experience. Takes pride in making sure the whole home buying process runs smoothly for her clients. When not at work she loves her holidays and is always searching for new destinations.
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Peak Mortgages and Protection have a wealth of knowledge.
Experience in the following areas
- Remortgaging & Product Transfers
- First Time Buyers
- Shared Ownership & Help to Buy
- Self-Employed & Contractors
- Interest Only
- Professional Mortgages
- Buy to Let, Portfolio & Let To Buy*
- Bridging Finance
- Life & Critical Illness Cover
- Family Protection
- Accident Protection
- Income Protection
- Accident, Sickness
- Sports Injury Protection
- Buildings & Contents Insurance
- Landlords Insurance
" Your home/property may be repossessed if you do not keep up repayments on your mortgage. "
Bridging Finance is arranged by referral only