The Benefits of Having an Independent Mortgage Advisor in Ripley

Securing the best possible mortgage deal can be difficult without the help of an independent mortgage adviser in Ripley. At Peak Mortgages & Protection, we are dedicated to helping every potential property owner secure the right mortgage deal for them, with guidance from one of our independent mortgage advisers.  In this article, we will be […]

First-Time Buyer Mortgage Advice in Alfreton

Are you a first-time buyer in Alfreton looking for mortgage advice? Well, you’ve come to the right place. At Peak Mortgages & Protection, we understand how daunting it can be to face the property market on your own, especially if this is your first time purchasing a property. Luckily, we have a brilliant team of […]

The Peak Mortgages Guide to Critical Illness Cover

At Peak Mortgages and Protection, we offer various protection insurance policies that are designed to help you in the event of unforeseen circumstances, one of these is critical illness cover and protection. Whilst insurance policies are there to help financially, we understand that not everyone is fully informed on what these policies can do for […]

Why You Need a Mortgage Advisor

‘Mortgage’ is a daunting word and the process may seem confusing or even scary if you’re not sure where to start. When applying for one, we recommend seeking the advice of a highly qualified and experienced mortgage adviser at Peak Mortgages and Protection. These advisers won’t just keep you informed, but they’ll also support you […]

The ultimate guide: Can I get a mortgage with an IVA?

Getting a mortgage is something you should be able to look forward to and cherish! Unfortunately, mortgages for people with an IVA are not as easy but they are possible- most of the time with help from a mortgage adviser.  In this blog, we will answer your questions including ‘Can I get a mortgage with […]

Can I get a mortgage for land?

When people buy a house as a standard residential mortgage, it is widely accepted that the house is the main feature, but little is thought about the land the property is placed on. Buying land is less common and often gets forgotten about but ‘Can I get a mortgage for land’ is a very viable […]

And the award (possibly) goes to…

Over the last two years, the employees at Peak have been pouring their hearts and souls in helping provide mortgages and protection for their clients. Often, we seem to be running on just coffee and pastries but, I’m sure we’re not the only people out there who are on-the-go eaters.   All this dedication pays […]

Do you have to have life insurance for a mortgage?

Life insurance is a contract between you and an insurance company, promising to pay out a lump sum should the policyholder pass away, in exchange for a premium. It is a cover that provides financial benefits to family members or dependents, in the event of premature death. Known as a “death benefit”, this sum of […]

When to get building insurance when buying a house?

When buying a house, there are multiple things to consider aside from actually purchasing the property itself. You will have to take into account mortgage repayments, the location, duration of stay and building insurance, amongst others. If you have hired a mortgage adviser or mortgage broker, they require you to invest in building insurance when […]