When to get building insurance when buying a house?
When buying a house, there are multiple things to consider aside from actually purchasing the property itself. You will have to take into account mortgage repayments, the location, duration of stay and building insurance, amongst others. If you have hired a mortgage adviser or mortgage broker, they require you to invest in building insurance when […]
Laziness and lack of financial literacy? Why are so many people sat on their mortgage lenders standard variable rate?
As mortgage brokers, our collective mind boggles when we see customers pouring money down the drain each month sat on a lenders standard variable rate, yet a study by Experian (1) in September 2020 showed that 46% of homeowners were on their lenders standard variable rate. Lenders Standard Variable Rate Consumer group Which (2) released […]
Another local job creates a Belper mortgage company
We have hired a new Mortgage Admin, bringing the total to 15 staff members, not long after taking on our third office space in the Riverside Business Centre in Milford! Peak has gone from strength to strength recently; we won two awards at the UK Enterprise awards and recently hired four more people since February. […]
Can You Get a Mortgage With Outstanding Debt?
Seeking mortgages can be a tedious task for anyone, but for those with outstanding debts, this process can be made much more difficult. But do not despair – it is still possible for you to borrow, even with outstanding debt. This article will provide some insight on how debts can affect your mortgage chances and […]
A Guide To Self Employed Mortgages
High street lenders tend not to offer mortgages to the self-employed, contractors and freelancers without considerable paperwork and delay, so finding the right mortgage lender for your circumstances can be daunting. Our guide to getting a mortgage while self-employed will provide insight into the differences and solutions available. Increasing Application Success There are around 4.8 […]
Critical Illness Cover FAQs
Death is not something we typically like to think or talk about, some people don’t want to tempt fate and some believe that it won’t happen to them… but the truth is that passing away is inevitable. We need to make sure that when we do, our loved ones are protected. 1 in 2 people […]
Newspaper Coverage for Peak!
Hey everyone, Abby here! I can’t believe how long it’s taken for me to write another blog! But as you can probably guess, we have been super busy here at Peak. If you follow us on social media then you’ll most certainly be aware that we have been featured in the media quite a few […]
Awards Galore!
So what a great Tuesday morning we had this week! As of yesterday, we have won two awards at the 2021 UK Enterprise Awards! These are the Mortgage advisers of the Year 2021 – Derbyshire award and the Distinction Award for Client Service Excellence 2021. How amazing is that? Finally all our hard work is […]
New Ventures
Okay so, how is it nearly April already?! This month has flown by. The new offices are now complete which means Julie and James have moved into their own spaces permanently. Kendal has been with us for a month already and it seems like we have so many plans coming up, and hopefully soon we […]
Office Expansion
As you all will know, we are expanding our office! Not long after moving to bigger premises in the summer, we’ve took on the unit next door and we are creating five new offices for our advisers – fit for meetings, appointments and interviews. Since I’m working from home, I have only been going into […]